It’s your refund, why wait?
Don’t wait for a check! Save time when you load your tax refund directly to your FasterMoney® Discover® Prepaid Card.
USE FASTERMONEYManage your card account with the Manage My Card app3
Why FasterMoney?
It's your money - why wait?
Get your money faster1, so you can take care of bills, groceries or maybe even a night out.
Faster Money
Speed up payday with free2 direct deposit - get paid up to 2 days faster1
Skip the check casher! Load checks to your card in minutes with the Manage My Card app and your mobile phone.3,4
Add cash conveniently with Western Union, Visa ReadyLink or GreenDot at thousands of locations nationwide including pharmacies and grocery stores.5
Faster Payments
Pay bills by phone or online, 24/7 - faster¹ than mailing checks or paying with money orders
No overdraft fees - spend only what you load
No lines, no rushing to pay bills
Less Stress
Safer than cash - your money is protected by Discover® Zero Liability policy5
Account management at your fingertips using the Manage My Card app3,4
Get cash from 24,000 fee-free2 ATM* locations nationwide
No hidden fees - they’re clear and predictable
*For each Out-of-Network ATM withdrawal, FasterMoney charges a $2.50 fee. Plus, the ATM owner may charge a fee. Terms may vary; to see terms associated with your card, see terms & conditions and cardholder agreement.
Add Money 5
Fast and convenient - no hassles, less stress.
Direct Deposit
With free direct deposit, receive your pay up to 2 days faster1.
Learn More
Load Checks
Load checks to your card in minutes4 - simply take a picture with your phone and your check can be loaded the same day for a fee.
Add Cash
Load with cash at thousands of places you visit every day - from the grocery store to the pharmacy.
Cash Load Partners Include
Direct Deposit
Get paid up to 2 days faster1- your money’s available as soon as we receive it.
Free
Loading with Direct Deposit is free2.
Fast
Get paid up to 2 days faster1 - no check-cashing lines, no waiting for checks to clear.
Safe
It's safer than cash - your money is protected by Discover's Zero Liability policy5
You Can Direct Deposit
Paychecks, Tax Refunds, Pensions or Government Benefit
How to Direct Deposit
1. Have all or part of your paycheck deposited directly to the card
2. Get your direct deposit information by logging into your online account
3. Submit the form to your employer, government benefit provider or or tax preparer
4. Sign up to receive deposit alerts - get a text3 or email to easily track your deposit
Note: It can take a couple of pay periods for direct deposit to take effect. Until then, you will continue receiving your paycheck as usual.
Manage My Card Mobile App
Manage My Card Mobile App
Anywhere, anytime access
Card management at your fingertips
Card management at your fingertips
Easy sign up and sign in—Use your device camera to capture your card information for fast signup, and eliminate sign-in hassles by using fingerprint authentication.
Simple, time-saving and comprehensive—See balances, transactions, and deposits in real time.
Know your balance—For those unexpected purchases or payments, view your current balance without having to sign in to the app.
Stay on top of your money—Get text or email alerts3 for low balance, verified transactions, and when funds are loaded.
Reload funds quick—Find reload locations to add cash to your card, get your direct deposit information, or load a check4 right in the app.
The Manage My Card app is a free2 download3 for Android and iPhone.
1. Faster access to funds is based on comparison of traditional banking policies and deposit of paper checks from employers and government agencies versus deposits made electronically. Direct Deposit and earlier availability of funds is subject to payer’s support of the feature and timing of payer’s funding.
2. While this feature is available for free, certain other transaction fees and cost terms and conditions are associated with the use of this Card. See cardholder agreement for more details. Feature available after identity verification is completed.
3. Standard text message rates, fees, charges, and other third-party fees may apply.
4. Ingo Money is a service provided by First Century Bank, N.A. and Ingo Money, Inc., subject to the First Century Bank and Ingo Money Terms and Conditions and Privacy Policy. Approval usually takes 3 to 5 minutes but can take up to one hour. All checks are subject to approval for funding in Ingo Money’s sole discretion. Fees apply for approved Money in Minutes transactions funded to your card or account. Unapproved checks will not be funded to your card or account. Ingo Money reserves the right to recover losses resulting from illegal or fraudulent use of the Ingo Money Service. Your wireless carrier may charge a fee for data usage. Additional transaction fees, costs, terms and conditions may be associated with the funding and use of your card or account. See your Cardholder or Account Agreement for details.
5. Feature available after identity verification is completed.
6. For each out-of-network ATM withdrawal, FasterMoney charges a $2.50 fee. Plus, the ATM owner may charge a fee. See terms & conditions for specific details associated with your card.
7. Important information for opening a Card account: To help the federal government fight the funding of terrorism and money laundering activities, the USA PATRIOT Act requires all financial institutions and their third parties to obtain, verify, and record information that identifies each person who opens a Card account. What this means for you: When you open a Card account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying documents.
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