Why Wait for Your Tax Refund?

Receive your tax refund faster1 than a check on a FasterMoney® Discover® Prepaid Card.

FAST

  • Direct Deposit your Tax refunds – deposit your federal and state tax refunds directly to your prepaid card
  • No waiting on a check – avoid waiting for the mail to cash your check or for a check to clear
  • Text or Mobile3 alerts – receive notification the moment your refund is loaded

SAFE

  • Funds are FDIC insured – with Pathward®, Member FDIC
  • Visa Zero Liability5 protection – your money can be replaced if lost or stolen
  • No paper checks to cash – refunds load direct to Card

CONVENIENT

  • Use worldwide everywhere Visa debit is accepted – in store, online and over the phone
  • Access Fee-Free2 ATMs7 – withdraw cash at over 24,000 MoneyPass® ATMs nationwide
  • Know your balance – with text, email or mobile alerts3

Load Your Refund!

You or your tax preparer need three details for your tax form:

  1. Routing Number
  2. Account Number – this is different than the one on your card
  3. Account Type – your Card is considered a checking account for deposit purposes

Find your numbers under Direct Deposit in the Account Center

MANAGE MY CARD
tax refund

Already have a card from your tax preparer?

Login to the Account Center to check your balance, see transactions and setup alerts.3

MANAGE MY CARD

Questions?

Find out more details about tax refunds in our Frequently Asked Questions.

Go to FAQs

1. Faster access to funds is based on comparison of traditional banking policies and deposit of paper checks from employers and government agencies versus deposits made electronically. Direct Deposit and earlier availability of funds is subject to payer’s support of the feature and timing of payer’s funding.

2. While this feature is available for free, certain other transaction fees and cost terms and conditions are associated with the use of this Card. See cardholder agreement for more details. Feature available after identity verification is completed.

3. Standard text message rates, fees, charges, and other third-party fees may apply.

4. Ingo Money is a service provided by First Century Bank, N.A. and Ingo Money, Inc., subject to the First Century Bank and Ingo Money Terms and Conditions and Privacy Policy. Approval usually takes 3 to 5 minutes but can take up to one hour. All checks are subject to approval for funding in Ingo Money’s sole discretion. Fees apply for approved Money in Minutes transactions funded to your card or account. Unapproved checks will not be funded to your card or account. Ingo Money reserves the right to recover losses resulting from illegal or fraudulent use of the Ingo Money Service. Your wireless carrier may charge a fee for data usage. Additional transaction fees, costs, terms and conditions may be associated with the funding and use of your card or account. See your Cardholder or Account Agreement for details.

5. Visa's Zero Liability policy does not apply to certain commercial card and anonymous prepaid card transactions or transactions not processed by Visa. Cardholders must use care in protecting their card and notify their issuing financial institution immediately of any unauthorized use. Contact your issuer for more detail.

6. Feature available after identity verification is completed.

7. For each out-of-network ATM withdrawal, FasterMoney charges a $2.50 fee. Plus, the ATM owner may charge a fee. See terms & conditions for specific details associated with your card.

8. Important information for opening a Card account: To help the federal government fight the funding of terrorism and money laundering activities, the USA PATRIOT Act requires all financial institutions and their third parties to obtain, verify, and record information that identifies each person who opens a Card account. What this means for you: When you open a Card account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying documents.


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